FinBanyan EMI

FinBanyan

EMI Calculator

Loan details

Loan amount

₹

Interest rate (per year)

Tenure

First EMI month

Processing fee

% of loan

18% GST is added on the fee.

Prepayment

Extra money that goes straight to principal.

Extra payment every month

₹

One-time lump sum

₹

Paid with EMI number

After the lump sum

Keep EMI, finish soonerUsually saves the most interest. Keep tenure, lower the EMIEases monthly cash flow.

Floating-rate changes

Add the point where your lender changes the rate, then choose whether the EMI or the tenure absorbs it.

Monthly EMI

₹0

Total interest

Total payable (principal + interest)

Fee + GST

Total cost of borrowing

interest + fee + GST

Principal vs interest

Repayment schedule

PrincipalInterestPrepaymentBalance owed

Period	Principal	Interest	Prepaid	Total paid	Balance	Loan repaid

Estimates for planning only, not financial advice. Rates are what you enter; no lender data is fetched. Amounts are rounded to the nearest rupee, so a lender's statement can differ by a few rupees. Your inputs stay in your browser and are not sent anywhere.